Keep it small and don’t forget about taxes.

Yes, you CAN do your taxes.

“I had one credit card… I was terrified of using it. I’d spend $10 and then think, I need to go home and pay that right now.”

“I wasn’t given much money growing up. I got really good at coming up with creative ways to not spend money.”

“I would give my parents pretty high marks. A lot of what I’ve done, as I look back I can draw a straight line back to the way I’d been taught.”

“My mindset was that I had to focus on paying back my student loans before I could do anything else. But my mentors explained to me that I couldn’t wait until I was 40 to start thinking about my future.”

Vote, then do money.

Understand what credit scores really measure.

Pay for long-term quality.

Tear it, don’t share it.

Try all of the things.

Do now, think later.

Use credit cards responsibly.

Make a simple monthly checklist.

Start making money.